How much home can you afford?

How much can I afford?

A traditional home loan provides you with the money you need to buy a home. Loans are typically available for up to 90% of the property value and payable over a period of up to 35 years. Our home loan calculator will help you understand how much you and your partner can afford to borrow to buy your dream home.

The advantage of taking a traditional home loan is that it offers a predictable monthly loan repayment. It is the way thousands of Maltese have bought their homes since APS Bank was founded. It’s still here because it works.

Home loans benefit from:

  • Up to 90% of property value with a payment period of up to 35 years
  • Competitive interest rates
  • No bank, legal, architect or early repayment fees

We have provided a home loan calculator that can give you a good indication of the loan you can afford. It’s a great place to get started in understanding how much you can borrow, and what property you can afford.



Maximum home price:
Loan amount:
Minimum down payment:
Monthly payment:
Loan Duration:


Calculation is based on the basis that (i) the property being purchased will serve as your primary residence and (ii) you have no outstanding home loans upon the signing of deed.

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Disclaimer: Our home loan calculator is not an offer or solicitation of a loan but merely an indication of your borrowing power. You are requested to contact APS to schedule an appointment with one of our expert loan advisors for further assistance of your home loan application. Terms and Conditions.

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